MBPINTERNATIONAL INC.ESTABLISHED 1995Talk to our team

Express-O 17 · Institution editions

One platform.
Four institution editions.

Scheduled launch · Early 2027

Express-O 17 will bring a connected operating core to banks, cooperatives, credit unions, and lending institutions. Each edition puts your institution’s relationships, financial products, and daily workflows at the center.

Find your edition Explore the platform

Express-O 17A shared platform foundation

Choose by institution

Your operating model.
Your Express-O 17 edition.

Start with the edition that reflects your institution, then define the products, workflows, and controls you need with our team.

01

For banking institutions

Banking Edition

Bring customer relationships, deposit accounts, lending, and daily banking operations into one connected operating core.

  • Customer onboarding and account management
  • Deposit and loan product workflows
  • Teller transactions, approvals, and daily balancing

Review your banking products, branch operations, connected channels, and reporting requirements.

Discuss Banking Edition
02

For financial cooperatives

Cooperative Edition

Shape the platform around member relationships and the financial services your cooperative provides.

  • Member onboarding and relationship records
  • Member savings and lending workflows within the agreed scope
  • Financial postings, approvals, and operating reports

Discuss membership rules, share capital treatment, financial products, and governance requirements to define the edition scope.

Discuss Cooperative Edition
03

For credit unions

Credit Union Edition

Connect member service, savings, and credit operations with a shared view of accounts and financial activity.

  • Member and account relationship management
  • Savings and credit product servicing
  • Transaction controls, accounting, and reconciliation

Review membership eligibility, savings and credit policies, service channels, and local reporting needs.

Discuss Credit Union Edition
04

For lending institutions

Lending Edition

Focus the operating core on borrower relationships and the loan lifecycle, from origination through repayment and servicing.

  • Borrower onboarding and loan origination
  • Loan disbursement, repayment, and servicing
  • Portfolio oversight, approvals, and financial postings

Discuss loan products, repayment schedules, collections workflows, and interfaces. Deposit-taking is outside this edition’s focus.

Discuss Lending Edition

The common foundation

Different institutions.
Connected capabilities.

The planned editions will build on Express-O 17’s platform domains. Product configuration, access rules, and implementation scope align that foundation with your institution’s operations.

01 · Relationships & products

A connected operating core

Customer or member records, accounts, financial products, transactions, and accounting form the starting point for each edition.

02 · Workflows & controls

Governed daily operations

Role-based access, maker-checker approvals, and operating workspaces help teams manage work and review exceptions.

03 · Integration & reporting

A platform that connects

The planned Mobile App, InstaPay Gateway, other channel connections, and BSP and Philippine regulatory reporting module connect the services around your core, with scope agreed for your edition.

Explore planned modules and channels

From edition to implementation

Start with fit.
Build a practical roadmap.

Share your institution type, operating market, financial products, and current systems. We’ll use those priorities to shape a focused demonstration and identify configuration, migration, and integration needs.

Module availability, membership and share capital rules, reporting obligations, deployment, and acceptance criteria are confirmed for your institution before implementation. The planned Mobile App, InstaPay Gateway, channel connections, and regulatory reporting module are scoped for your institution and market. Cloud SaaS is a delivery option for every edition.

Plan your edition with our team

Let’s plan your next step

Bring your institution’s operations into focus.

Tell us whether you’re a bank, cooperative, credit union, or lending institution, and which workflows you want to explore.

Discuss your edition